Motor third party liability insurance covers the liability of owners and drivers of motor vehicles for bodily injuries caused by their fault and / or death and / or material damage to third parties.

If you do not have Casco insurance and you are a participant in an accident for which you are not guilty, be sure to gather information about the Civil Liability Insurer of the guilty driver to notify him and file a claim for compensation. In case of a traffic accident, it is extremely important to IMMEDIATELY notify the Traffic Police on tel. 166 or tel. 112 and ask them to come to the scene. Traffic police are obliged to visit the scene of the accident and draw up a report if there are injured people, if there is material damage and the vehicle can not move on its own, if one of the vehicles - participant has a foreign registration or carries dangerous goods, or an accident is caused a traffic jam, as well as if there is a suspicion that a participant in the accident is under the influence of alcohol or other intoxicating substance or does not have the necessary rights to drive a motor vehicle.

When choosing a company, take into account both the price and whether this is the insurer with whom you will make your motor hull insurance. Often the companies have preferential terms for their clients, when concluding more than one type of insurance.

Not always, even when you have followed all the advice and instructions, the insurer agrees to indemnify you or pay the full amount of your claim. The reasons for this can be many and varied, but the way to achieve a positive result is to contact us as your insurance broker or to lawyers who are specialists in the field of insurance law.